Finance Center

Learn More About the Benefits of Financing Your New or Pre-Owned Purchase

If you're shopping for a vehicle that will be yours for the long haul, a loan's the way to go. Financing is applicable for new models like the Mazda3 and Mazda CX-50, as well as pre-owned vehicles, certified pre-owned models, and more.

Financing with a loan means you're genuinely buying your vehicle. You apply for a loan to cover the cost of your vehicle. You then pay it off over the course of an agreed-upon time frame. Financing can also come with some distinct advantages:

• You're the full and complete owner of your vehicle. You can drive as many miles as you want, customize it however you please, and trade or resell it without restriction.
• The terms of your loan can be customized to meet your own, specific goals. If you want to pay off your vehicle faster with a higher monthly payment, you can. Prefer to keep your payments smaller with a longer loan term? That's a choice, too.
• You can build long-term equity in your vehicle that translates into value down the road. This can add up to big savings if you decide to trade or sell your vehicle later.
• If you pay off your loan quickly and take care of your vehicle, you can enjoy a year of payment-free driving!

New Mazda Lease Deals for La Mesa Drivers and More

Let's say you love the idea of a brand-new Mazda but feel restrained by the potential payment you'd have to endure with a loan. Have you considered leasing? A lease deal is like entering into a long-term rental. You're not paying for the vehicle itself. You're paying for the right to use it. When you lease, you'll enjoy perks like:

• New models deals available with less or zero money down. Leasing is a good option if you have a hard time putting together a down payment.
• Lower monthly payments than you'd be able to secure with most loans.
• Robust warranty protections and 24/7 roadside assistance for extra peace of mind.
• Flexible upgrade options that can help you move into another new model when your lease period ends.

Leasing does come with caveats. You'll have to return the vehicle when the lease term ends. You'll also need to adhere to rules such as annual mileage limits and keep the vehicle in decent shape to avoid end-of-lease penalties. For the right driver, however, the benefits are worth it!